Continuing Education: Market Driven or Student Centered? :: School Education Learning Essays

Continuing Education: Market Driven or Student Centered? One enduring controversy in continuing education is whether programs should be market driven. The controversy has some connection with the pervasive image of the marginality of continuing education in higher education as well as the concept that continuing education programs must be self-sustaining. As Edelson (1991) says, "This principle of having to pay its own way is the single most distinguishing feature of American continuing education today" (p. 19), adding that adult education is the most blatantly market-driven segment of education. At the heart of the controversy is the issue of whether "market driven" is necessarily antithetical to the principles and philosophy of adult learning. This publication looks at whether this is a misconception or a reality. The Case against Market Driven According to Beder (1992), successful market-driven programs must have "sufficient numbers of voluntary adult learners who are motivated to exchange enough of their time and money to yield the clients and fee income" needed to operate programs (p. 70). This need to target areas of high demand leads to what Beder sees as the primary problems of market-driven systems: (1) they perpetuate inequality by neglecting the needs of those less able to pay; (2) they may meet individual needs efficiently but not overarching social needs; and (3) they often displace educational benefit with profit as an overriding goal. Rittenburg (1984) agrees that the demands of the marketplace are not a sufficient foundation for continuing education: "The nature of aesthetic and ideological products is such that production to meet consumer demand is not an adequate framework" (p. 22) because such products have intrinsic value. Controversy over a market orientation for adult education programs is not a new issue. Edelson (1991) reviews the history of the Ford Foundation/Fund for Adult Education's Test Cities Project (1951-61), which sought to demonstrate that noncredit liberal adult education could and should pay for itself. Over time, this obsession with economic viability led to the sacrifice of small-group discussion forums to the need for economies of scale and formats that produced higher revenues (such as large lectures). The controversy crosses many fields. In social work, Laufer and Shannon (1993) describe how program quality, which requires long-term investment in lieu of short-term profit, can suffer when programs must pay as they go. They argue that quality should be "the bottom line below the bottom line" (p.

Public Schools Segregation Essay

I was recently struck by one of the political cartoons in the SacramentoBee newspaper, which presented an image comparison of drinking fountains in two schools. It quickly reminded me of the racist Jim Crow laws from the 1880s-1960s and how racial segregation existed almost everywhere in the United States at that time. However, I realize that this cartoon doesn’t portray the concept of racial segregation with a Jim Crow joke, but it makes a commentary on social segregation among public schools in the United States today. I slowly realized that all American public schools are not the same due to funding. The huge difference exists in the public school system because their funding is associated with local property taxes. If a school is located in an affluent area with wealthier residents who pay high property taxes, schools will receive more funding (School Funding 1). Do you think this system is fair? If I ask affluent parents, they probably would answer that they pay high property taxes, so their money should go straight to nourish public schools in their areas. Meanwhile, if I were to ask parents in low socioeconomic areas, they would say that funds should be distributed from the state and not by the county, which would help in reducing the inequality between schools. Although sharing funds is not fair for many affluent people who pay more taxes, we should encourage state governments to aid the poorer schools more because it helps to reduce poverty and prevent crimes in lower income neighborhoods. The first reason that poorer schools should get more funds is to reduce poverty. People in low-income areas might not get the direct effect from school funding, but in the future, their kids will be benefited greatly. For those in the low income bracket, education can be a legitimate way to help them climb out of poverty. However, in reality, most of these poorer schools today are still not treated equally as their richer counterparts. Lisa Black, Chicago Tribune reporter reviewed the vast difference between two public schools in the Chicago area to illustrate this point. The first school, Taft Elementary School in Lockport can’t offer students any arts, language or technology classes because of the limited budget available. Meanwhile, Rondout Elementary School, near Lake Forest, offers language programs such as Spanish in every grade including kindergarten. Most students use laptops in the class, and they can enjoy band and chorus classes. They can choose to study various art, drama and dance as well (Black 1). If poor children had the same opportunity as their counterparts, imagine the growth it could represent to them educational. If they enjoyed studying, they could move on to obtain higher education by attending to colleges, meaning better-paying jobs. Therefore, funds should be available for all people. Young minds deserve the opportunity to choose the programs that they want to study. They should be able to study art and any other subject, as they desire to, regardless of how much property tax their parents pay. In general, I believe that a good education is the foundation that can pave the way to a better quality of life. Aside from reducing poverty, preventing crimes is another reason that poorer schools should receive more funds. Crimes in lower income areas derive from being unable to sustain a decent living. These types of crimes can be directly connected to a lack of education and opportunity. Geoffrey Wodtke, a sociologist at the University of Michigan, mentions in his article that kids in poor neighborhood have less chance to graduate from high school (Wodtke 1). He also states: Poor neighborhoods are isolated and racially segregated, with none of the quality schools, day care, grocery stores, pharmacies, and parks that can help promote a child’s development and academic achievement; and they are disproportionately smoggy, crime-ridden and dilapidated. All of these factors, the researchers note, have been linked to poor performance in school, often culminating in dropouts. (1) Wodtke claims that poor neighborhoods affect school performance, and this can impact a child’s learning directly. Some children quit the schools because they have no interest in schooling. Dropping out is and having no high school diploma will limit a job opportunities. When they are not qualified for many jobs, they can’t escape the pitfalls of poverty. Therefore, some of them end up finding illegal ways to make money while others affiliate themselves with gangs (Wodtke 2). This is the reason why school is so important, because it is a good place to start children on equal footing educationally with the chance to better themselves in the future. However, schools in low-income areas still need more funds to afford having a variety of programs such as language, art and sports. Schools also need to be able to hire and retain qualified teachers. Moreover, every school should be able to afford sport programs, which is a good physical outlet for youthful energy and encourages good health and teamwork. Art programs should also be available because they provide an outlet to express creativity. A wider variety of activities and educational alternatives can create brighter and more promising futures if given the opportunities. These children can become doctors, football players or artists in the future as long as they get a fair amount of support from the beginning. It’s difficult to change the living environment in poorer neighborhoods, but we can start by improving the school system to reshape the future of that community. Some people think that pouring money into poor schools is wasteful. They believe the reason schools become poorly performing ones is because they are full of under-achieving students who lack interest in the curriculum. Even if some schools get more funds, it will not change anything. It’s like treating symptoms, but not starting at the root of the problem. They believe that the government should provide more funding to schools with higher achieving students who potentially will become successful contributing members of the community. In other words, the state government should invest in the right schools and students. However, I believe this thought to be completely wrong. People who believe this will never know the potential of students in lower-income schools unless they are given a fair and equal opportunity to succeed. If poorer schools receive more funding, they will be able to provide better facilities and a stronger variety in the curriculum. These factors would increase the chances that we see more students grow into productive and successful adults despite coming from lower class surroundings. When every school has the same resources and variety of programs available to their youths, political cartoons like this one will be a thing of the past because the educational system’s inequalities will no longer be a joke. We should call for action on the funding to reform poorer schools because education can help in reducing poverty and crimes in these neighborhoods. Although affluent parents who work harder and pay more property taxes might oppose an idea of distributed funding to poor schools, they should think about economic consequences. If a gap between rich schools and poor schools is still expanding, how can the children of today become responsible adults in the future? If this country is the land of freedom and opportunity for everyone, I should hope that schools would be the first place to start by giving equal opportunities to all children. Poorer schools should receive equal opportunities like those of the children in wealthier communities. Schools should be a sacred place where all children of any social standing are afforded the same opportunities of unlimited educational growth. The more we see children shine in their youth, the more likely they will rise up to become successful in the future and this will help strengthen the future of the United States’ socially and economically.

Isolation and Suffering in Poetry - 1910 Words

German Philosopher Friedrich Nietzsche believed â€Å"To live is to suffer†. Billy Graham shared this same belief when he wrote the book Just as I am. In the story, he believes that suffering is part of everyone’s lives. This view is also illustrated in the poems, A Mother in a Refugee Camp, Ballad of Birmingham, Telephone Conversation, Half Caste, Mental Cases and War Photographer. These poems revolve around a common theme of Isolation and Suffering. Each poem showcases that there are several kinds of suffering: physically and psychologically. In the poem â€Å"War Photographer†, the poet employs a range of literary technique to show case the suffering that stills photographer’s witness and the psychological pains that a war photographer has to go through. The dark room in the first stanza is described as â€Å"though this were a church and he a priest†. This religious metaphor sets a peaceful atmosphere in the beginning of the poem. This peaceful setting is accompanied with â€Å"the only light is red and softly glows†. This peaceful setting shows a sense of isolation of the photographer, as the setting is gloomy and quiet with no one else accompanying him as he goes processes the photos. The word â€Å"red† also signifies blood it is as though the photographer only sees blood and pain in the photographs while in the room. However, this peace is disrupted through the use of plosives in the last line of the first stanza â€Å"Belfast. Beirut. Phnom Penh.† This use of plosives could represent the evilShow MoreRelatedEmily Dickinson And Susan Dickinsons Poetry1149 Words   |  5 Pagesavoid focusing on the role of the Civil War of her literary subject matter as well as her unique style of literary expression. As a result, to trace Dickinsons growth as a poet and her incorporating particular poetic themes, namely death, isolation, and suffering, it is crucial to explore several events from the authors biography that had a significant impact on her as the poet. More specifically, one should investigate Dickinsons time spent at the Amherst Academy and acquaintance to Leonard HumphreyRead MoreEmily Dickinson As A Poet Of The Dark And Depressive Nature996 Words   |  4 Pagesdepressive nature. She has a reputation of being an introverted, isolated writer who wrote mainly about death and the horrible aspects of life. While this is true, her isolation and depressive nature is what makes her poems as brilliant and cherished as they are. Although her poetry touches o n troubling subjects of mental pain, suffering, and despair, there is also a sense of hope, peace, and a yearning for God in her works. As some would say, â€Å"You can’t have the good without the bad†, and Emily DickinsonRead MoreASIAN POET/SHORT PLAY WRITER: Zhao Zhenkai â€Å"Bei Dao† Zhao Zhenkai also known as Bei Dao is a700 Words   |  3 Pagesinternational awards for his poetry, he’s been nominated severally for the Nobel Prize in literature and he’s an honorary member of the American Academy of Arts and letters. He’s also an author of short stories. He’s known through his writing as a critical thinker who creatively constitute a driving force culture and he’s seen as a pervasive, Insuppressible media machine that is incessantly grinding lives into story lines and human voices into carefully gleaming sound bites. Bai’s poetry core concern at thisRead MoreAnalysis Of The Poem Starry Night By Anna Sexton952 Words   |  4 PagesSeneca The poem, ‘Starry Night’, by Anna Sexton, which was interpretation of a personal view for Van Gogh’s artwork, â€Å"Starry Night†. The prophetical nature of Anne Sexton s spiritual poetry, Starry Night, ensues the melancholy of humanity. The poem depicts Sexton s interpretation of the immense psychological suffering of a religious human being. By addressing, Van Gogh s work caught with a deep understanding of an emptiness of the soul and also the familiar warfare of his mental distresses. SextonRead MoreEffects Of Language Impairments On Children1542 Words   |  7 Pageswith their friends and family through poetry. Even though, the poetry method has been shown to be effective, it does not necessarily work for everyone suffering from speech disorders. There are some cases where patients are too far into their disability, that a discovery has been yet to be developed. Poetry therapy has been shown to eliminate peoples language impairments by helping them us e poetry as an alternate communication tool, some patients read poetry to help them with their aphasia disabilityRead MoreAnalysis Of Crossing The Red Sea By Peter Skrzynecki Poem998 Words   |  4 Pages The migrant experience varies for each person, some will have endured traumatic episodes in their life and these experiences are explored in Skrzynecki’s poetry. Through thorough interpretations of Peter Skrzynecki poems, ‘Crossing the Red Sea’, ‘Migrant Hostel’ and ‘Immigrants at Central Station’ the responder gains insight into the emigration experience which encompasses the physical and emotionally draining journey which is a result of the grave uncertainty and doubt lingering around the migrantsRead MoreAnalysis Of Robert Frost s Poem And The Thawing Wind1293 Words   |  6 Pagescome, melt the snow and bring spring, but symbolically he is tired of the winter and wants warm weather. He wants to burst out of his cabin and have a good time, not thinking about poetry. The poet has been confined in his winter cabin and is wanting the wind and rain to melt the snow, so it will change his winter isolation. He has been longing for the †Å"thawing wind† because that is when spring is coming. He is anticipating spring to come because it will bring him inspiration and the freedom neededRead MoreEssay on Works of Auguste Rodin1164 Words   |  5 Pagesare symptomatic of the shift in modern times from a religious to a spiritual art in which the feelings of reverence, faith, and hope formerly addressed to Christ and the saints are transferred to man. The holiness of the living is seen in their suffering, rather than in the passion of the martyrs of the church. Although painting was closest to life at the time, it is in a work of sculpture, a counterpart of Baudelaires Les Fleurs du Mal, that we find an assay of the spiritual cost of the spectacleRead MoreAbnormal Perceptions Of Reality : The Bell Jar, And Cullen s Columbine1187 Words   |  5 Pagesof Reality Isolation causes people to spiral into a dark hole of dramatic loss of self worth and often times, the loss of their will to keep living. Humans are social beings, they are not meant to be isolated and feel alone in the world. In Huxley s Brave New World, Plath s The Bell Jar, and Cullen s Columbine, characters suffer from various types of isolation. The three types of isolation are, self-inflicted, social, and forced isolation. Although self-inflicted and social isolation cause individualsRead MoreA Marginal Structural Model Analysis For Loneliness1037 Words   |  4 Pagestaking the time to study this new subject is key in developing strategies, which might help others in their struggle, ultimately leading to success. Loneliness affects millions of people each day. Many reading this have shared feelings of isolation and may be unmotivated due to this. We have all been lonely at some point in life, but what we may have not realized is how it impacted both our personal and physical state. Loneliness is not a standard term, but rather its complex and has several

Relationship Between Mental Health And Addiction - 1470 Words

If you or someone you love is seeking treatment for a substance abuse related disorder in addition to a psychiatric disorder, you will come across two terms in your research: co-occurring disorders and dual diagnosis. Right off you may be more concerned about simply getting help for your addiction. Maybe it has caused you to lose your job and your family is in tatters. It s important to note that when substance abuse and mental illness co-occur specialized treatment is needed. First, however, you must understand the relationship between mental health and addiction in order to find the best treatment facility for your needs. Co-Occurring Disorders What are co-occurring disorders? Co-occurring disorders refers to the presence of both a substance abuse disorder and a mental disorder. These disorders, while affecting one another, exist and can be diagnosed independently of each other and the symptoms are not merely features or clusters of one specific disorder.[1] This means that a person may fully meet the criteria for alcohol use disorder and depression, rather than depression merely occurring as a feature of alcoholism. This individual has, at least, two separate illnesses that both require treatment. Another phrase mentioned in conjunction with co-occurring disorders is dual diagnosis. Co-occurring disorders and dual diagnosis are essentially one and the same. With dual diagnosis, a person has been diagnosed with at least one psychiatric disorder and at least oneShow MoreRelatedDrug Addiction And Its Effects On Society1402 Words   |  6 Pagessurroundings. The symptoms of addiction are very obvious on the physical self of a person. The shakiness, nausea, and outbursts of emotions when that drug is not delivered immediately are common. But inside, not only does it cause liver damage, weight fluctuations, and neurological issues, but it affects the mentality and outlook on life. Drugs begin to dominate the body, as depression, paranoia, and maniac episodes begin to overshadow a person’s life. Not only are there signs of mental deterioration, butRead MoreAlcohol And Drug Addiction Among People Of Different Ages861 Words   |  4 Pagesdrug addiction are two important topics in today’s society. Alcohol and drug addiction affects people of different ages with different backgrounds and ethnicities. There are many researches and studies regarding underlying reasons and roots of these issues. Just as many other addictions, these addictions have psychological, biological, and sociological roots to it. This paper will discuss research findings regarding the main points, roots and underlying reasons of alcohol and drug addiction mostlyRead MoreMental Illness And Substance Abuse901 Words   |  4 Pageslink exists between mental illness and substance abuse, which may have complications on the actual treatment for mental illness. It is very important for the addiction counselor to properly understand both the differences between acute primary psychiatric disorders and any underlying psychiatric symptoms, caused by alcohol and other drugs. Sometimes the addiction needs to be treated first in order for the mental illness to be properly identified and successfully treated. Also addiction counselorsRead MoreSleeping With Alcohol : A Substance As An Addiction Essay980 Words   |  4 Pagescontinued engagement in an activity or use of a substance as an addiction as opposed to an interest or hobby? In describing her own relationship with her lover, which had been downtrodden at the hands of her partner’s daily ritual with alcohol, Donna Steiner, in her essay Sleeping With Alcohol, reveals the negative effects that alcoholism, or addiction in any form, can have on the life, well-being, and relationships for the agent of the addiction, in this case her partner, as well as those people with whomRead MoreHomelessness : A Serious Social Problem1464 Words   |  6 Pagesshortage of housing (Crane et al. 154-155). American economy has developed very fast since 1980s, but homeless population has been increasing. They seem to be seen here and there in public place and are usually associated with poverty, insecurity, drug addiction, crimination, illness and other negative impacts on a society. In San Francisco, officially there are about 6,400 homeless people (Roberts). â€Å"According to a poll from San Francisco Chamber of Commerce, homelessness has overtaken affordability asRead MoreInternet Addiction1662 Words   |  7 PagesInternet Addiction Introduction While some media news and reports seem to be truthful in their effort to inform and educate the public regarding internet addiction, it is not surprising to see bad science and misinterpretation presented in others on the same issue. The media coverage of internet addiction is damaging and blowing the issue out of context. The widespread internet concern is reinforced and underpinned by media reporting about internet addiction and young people, characteristicallyRead MoreAlcohol Abuse Essay 171300 Words   |  6 Pagessharing a drink together. However, because drinking is so common in our society, realizing you or a loved one has a drinking problem can be a challenge.   The consequences of alcohol abuse are serious. Alcohol abuse causes extensive damage to your health, your loved ones, and society. It results in thousands of innocent deaths each year, and exacerbates situations involving violent crimes and domestic violence. Social drinking is common and popular is many cultures all over the world. In severalRead MoreWhy I Chose to Become a Mental Health Counselor Essay1290 Words   |  6 PagesWhy I chose to become a mental health counselor Counseling others is a difficult job that requires people to listen, take notes, and respond in ways that are positive and helpful. It is important that trust be built between the counselor and the patient so that the patient will feel comfortable speaking about issues that are private or embarrassing. There are many different types of counselors including drug counselors; marriage counselors, grief counselors, job counselors, diet and exercise counselorsRead MoreSelf Help For Individuals With Co Occurring Mental Health And Substance Use Disorders1601 Words   |  7 PagesSelf Help for Individuals with Co-occurring Mental Health and Substance Use Disorders Over five million adults in the United States (U.S.) have a co-occurring substance use disorder and serious psychological distress (Magura, 2008). Dealing with substance abuse is never easy and it’s even more difficult when an individual is also struggling with mental health problems (Timko, Sutkowi, Cronkite, Makin-Byrd Moos, 2011). Co-occurring disorders can affect each other making both disordersRead MoreThe Affordable Care Act And The Substance Abuse And Mental Health Service Administration?786 Words   |  4 PagesAbuse and Mental Health Service Administration (SAMHSA), which is a part of the US Department of Health and Human Services have promoted and established ways to enhance the quality of the treatment and the amount of treatment given. Overall Approach Substance Abuse and Mental Health Service Administration’s overall goal is promote, reduce, and prevent mental illnesses and substance abuse on American communities which is also referred to as behavioral health (Substance Abuse and Mental Health Service

Critical Thinking Distance Education And Traditional...

Educationally wise our community, life experiences and past professor’s we have come in contact with have played a significant role in our development as doctoral students we are becoming today. As we being to reflect on what we read we will begin the process of higher level thinking. The sole purpose of this paper is to examine, compare, and synthesize themes of three empirical articles. The three articles compared were as follows: article one by Weidman, Stein (2003) titled â€Å"Socialization of doctoral students to the academic norms was a study.† Article two by Baker Lattuca (2010) titled â€Å"Developmental networks and learning toward an interdisciplinary perspective on identity development†looked at the bond between theories. Article three Visser, Visser Schlosser (2003) titled â€Å"Critical thinking distance education and traditional education† acknowledged the benefits by relating both educational settings. In comparison to all three article s were written with a different purpose in mind, with all three connecting to the same theme, â€Å"How does faculty play a role in the development of the doctoral student?† There were similarities found in the subject addressed. However, it was also apparent that there were differences in each article. Research Question Comparing all three empirical articles include Article One: This research posed a question does the relationship with the academic department play a role in developing socialization and does this impact participation inShow MoreRelatedCritical Thinking Distance Education And Traditional Education853 Words   |  4 Pagesdevelopment of the character of the doctoral student. Article three Visser, Visser Schlosser (2003) Critical thinking distance education and traditional education implies that critical thinking has no different role than in traditional education. A synthesis of common themes identified in the analysis suggests that faculty plays an important role the process of socialization, identity, and critical thinking development. Research Question In article one, authors Weidman Stein (2003) addresses does theRead MoreOnline Courses A Better Way Of Learning Than A Traditional On Campus1638 Words   |  7 Pageswith the internet. So now they can use their time for something useful like getting a degree. I believe that online learning is a more efficient way of learning than a traditional on-campus course. This brings up a question this paper is going to attempt to answer. Are online courses a better way of learning than a traditional on-campus class? Information from online sources, written by educated individuals and important organizations, will be used throughout this paper. These sources will helpRead MoreThe Role of Technology in Quality Education1774 Words   |  8 PagesTHE ROLE OF TECHNOLOGY IN QUALITY EDUCATION Dr.R.Sivakumar Assistant Professor Department of Education Annamalai University Introduction Quality education is a universal goal. It is common to hear arguments that instructional technology will be the key to educational quality as we enter the new millennium. Investment in educational technology is urged upon policy-makers as the path to educational quality. In fact, enthusiasts for educational technology argue that quality has andRead MoreThe Role of Technology in Quality Education1760 Words   |  8 PagesTHE ROLE OF TECHNOLOGY IN QUALITY EDUCATION Dr.R.Sivakumar Assistant Professor Department of Education Annamalai University Introduction Quality education is a universal goal. It is common to hear arguments that instructional technology will be the key to educational quality as we enter the new millennium. Investment in educational technology is urged upon policy-makers as the path to educational quality. In fact, enthusiasts for educational technology argue that qualityRead MoreWelcome Speech1448 Words   |  6 PagesI am delighted to be here with you today, as you start the first Conference on Research in Distance and Adult Learning in Asia (CRIDALA 2000). I congratulate the Open University of Hong Kong and its Centre for Research in Distance and Adult Learning (CRIDAL) for this endeavour. I am told that the conference will focus primarily on Asia, but the participants, over 100, have come from all over the world --- the subject is surely of global importance. Let me therefore add a word of welcome to theRead MoreThe Value of Online Learning1019 Words   |  5 PagesThe Value of Online Learning The nursing profession today is increasingly seeing staffing shortages. Online learning and distance education is a way that colleges have tried to fix the problem. The online programs available today offer working adults the opportunity to advance their degree while still maintaining their current job. The value of online education has increased amongst nurses who want to advance their profession that is constantly moving towards advanced technologies. One of theRead MoreCritical Thinking And Teaching Methods1648 Words   |  7 Pagespoliticians take control of education and attempt to link teacher wages to student performance, consistently undermine teacher input, and implement a strict ‘teach-to-the-test† curriculum, where students are not encouraged to question the information told to them, but rather accept it and move on. Critical thinking and efficient teaching methods have been suppressed in the current U.S. educational system, and the U.S. is suffering: once one of the front runners in education, the U.S. has fallen to twenty-seventhRead MoreOnline Education And Face With Face Education Essay1252 Words   |  6 PagesOnline Education and Face to Face Education Online education (also known as e-learning) is gathering momentum across all universities, all disciplines and across all age groups of university students. Online education can be defined as technology-based learning in which learning materials are delivered electronically to remote learners via a computer network. A recent survey by Babson College [1] indicates in Fall 2014, 28% of students in U.S. were enrolled in a minimum of one online course. ThisRead More Never To Late Essay1639 Words   |  7 Pagespersonal achievement that life will bring, second only to a beautiful, long lasting marriage or having children to share ones life with. The first step in achieving ones college goal, is believing in yourself and making a commitment to yourself and education that no matter what the next few years bring in personal circumstance or situation that ones priority is achieving their college dream, and nothing will stand in ones way in achieving them. It is only the student with this most positive and certainRead MoreExploring The Role Of A Learning Management System Essay1118 Words   |  5 PagesManagement Systems. It will also consider both the advantages and disadvantages to employing an LMS in distance learning. Exploring the Role of a Learning Management System According to Maxwell (1995) distance learning is defined as a student-centered learning methodology that eradicates all obstacles to access while providing a high degree of learner independence. Distance education refers to a style of supplying a course of study in which the preponderance of interaction between teachers

U Decide Free Essays

PICO score of 730 and has no late payment in last year and has no defaulted loan in the last five years. I have to give her this loan with the bank’s prime rate plus 0. 5%. We will write a custom essay sample on U Decide or any similar topic only for you Order Now Brandon Sketches Case I would approve the loan for Brandon because he has a good PICO Score of 650. He has no late payment in last year and no defaulted loans In the last five years. I would need some information about his current employment and Income status, and If he as any other loans because he Is requesting for a large sum of money ($300,000). He deserves the 1. 5% interest of the Bank. Christine McDougall Case I can approve her loan with the bank’s prime rate plus 2. 5%. I would ask for more Information regarding her current employment and Income status, and If she has any other loan. I will ask for more details on her late payment. Has Christine ever pall back the balance plus Interest and late tee? We will remember that she has a PICO core of 540 which is acceptable. Daniel Blankness’s I will approve Daniels loan because He has an excellent PICO score of 680 even though he has one late payment. He is still good if he doesn’t have any other outstanding balance. Eric Mooring’s Case According to the bank’s lending policy Daniel cannot be approved (His final two payments due not arrive at all). He asked for a loan that is not too big and has an acceptable PICO score of 490 according to the bank’s policy. I would ask if Eric wants to put more down for down-payment. Because if he pays more down-payment the less chance he will default the loan. I will ask if Daniel is currently employed and what his income and debt status are. I will consider approve the loan if everything meet the expectation he can pay back on time the loan and ask the Bank president’ approval. The bank can charge higher interest rate of 4. 5% above prime rate which is still risky. How to cite U Decide, Papers

This is a music review of Arjonas song if the north Essay Example For Students

This is a music review of Arjonas song if the north Essay In 1996, Argon wrote the song OSi el Norte Freer el Sure (If the North were the South), in which he expresses a subjective, yet truthful point of view of what the North American culture is; and how it could change if we exchange places with the South. In this song, Argon uses many illiterately techniques such as irony and analogies; Argon also adds a type of hardcore rock and an interesting use of the electric guitar. There are many literally elements that this song has, but the main element is the plot or theme of the song, which is pretty straight and to the point. OSi el Norte Freer el Sure (If the North were the South)as main plot is a story of how the North could experience all the social struggles that the South Americans countries have to deal with, if as the songs title suggest 0. OSI el Norte Freer el Sure (If the North were the South). The main plot is divided into three stages; the first stage is the introduction, in which Argon gives a subjective opinion of what the North really is all about. Then, he moves to the second stage or the body of the song; during this stage Argon mentions a series of well known North American personages and situations that help him establish his exchange of geography. Finally, the third stage or conclusion is when Argon really say what the bottom line of all this is; the fact that nothing will really change. Richard Argon is well known for the rich content of literally elements in his lyrics, specially for the touch of irony and analogies. Con 18 Ares UN onion Para UN trait en align bar, per way Ares dodo UN hombre pa la gouger y pa mater. (With 18, you are only a boy for a drink in some bar, but you are already a man to go to war and to kill), this is a perfect example of an irony of living in the United States, in which at the age of 18 you cannot legally drink, yet you are allow to receive combat training to kill someone. In the songs chorus, Argon says Deal dibble la Georgia SE Capron lass frontages (The hell with geography, there arent an y borders left), the truth is that orders still exist, but he wasnt talking about a literally border; Argon used this analogy to tell us that we are the same and that our geographic position doesnt mean anything. Richard Argon with his unique style and use of musical instrument; he has put a type of hardcore rock rhythm, which is use to make an impression in his listener. In This is a music review of Arsons song if the north were the south. By bathtubs back. The rhythm started slow tempo, but strong as if he was upset with the ironies in the North. Then, the tempo began to run faster; the drums and the trumpet were rot of creating an atmosphere of excitement, it makes you feel as if you were a protestant of social inequalities. Finally, he concludes with a slow and heavy electric guitar melody, where he then stop for at least 3 seconds and concludes with the words OSi el Norte freer el Sure, series la miasma appropriate, you sanitaria UN rap y est. action no existing. O (If the North were the South, it would have been the same crap, I would be singing a rap and this song wouldnt even exist). Refreshment://www. Staying. Com/may/carter-long. Attempts:// www. Answers. Com/topic/Richard-ar]non